Search for Jobs

12 Results
University of Kentucky Federal Credit Union
Lexington, KY, United States
5 days ago
Ashland Credit Union
Ashland, KY, United States
27 days ago
Abound Credit Union
Radcliff, KY, US
Jobs from the Web
The Matthew Stevens Team at Ross Mortgage
Glasgow, KY, US
Jobs from the Web
The Matthew Stevens Team at Ross Mortgage
Glasgow, KY, US
Jobs from the Web
Mortgage Calculator Co
Louisville, KY, US
Jobs from the Web
Colten Mortgage, LLC
Louisville, KY, US
Jobs from the Web
Churchill Mortgage Corporation
Lexington, KY, US
Jobs from the Web
Victory Mortgage
Louisville, KY, US
Jobs from the Web
Victory Mortgage
Erlanger, KY, US
Jobs from the Web
Amerisave Mortgage Corporation
Louisville, KY, US
Jobs from the Web
Victory Mortgage
Erlanger, KY, US
Jobs from the Web
1 - 12 Results of 12
University of Kentucky Federal Credit Union
Lexington, Kentucky, United States
5 days ago

Description

Title:                Home Equity Loan Processor

Department:    Loan Operations

Reports to:      Loan Operations Manager

FLSA:              Non-exempt

Job Grade:      7

Job Purpose:   Provides service to the credit union by processing loan documents related to home equity loans process in a manner that ensures compliance with all appropriate laws and regulations.

Essential Job Results:

JOB SPECIFIC RESULTS

  1. Required to process all incoming Home Equity Loan and Home Equity Line of Credit applications.  Processing would include, but not be limited to:  Ensuring that all disclosures are delivered to the member within the regulatory time, working with 3rd party vendors to obtain the necessary paperwork for processing the loan, preparing all documents for closing, working with the Financial Services Officer to schedule the closing and ensuring that all paperwork is submitted by the requested time, ensuring that the loan proceeds are properly funded per the request of the member and/or underwriter and working to make sure the credit union’s security interest is protected and all documents are recorded as required.
  2. Responsible for reviewing and documenting 3rd party paperwork to ensure its accuracy and working with the 3rd party to clear any outstanding items or issues.  Also, responsible for ensuring that 3rd party vendors are paid their fees as requested.
  3. Required to record all information for the Home Mortgage Disclosure Act and the Loan Application Registry as per regulatory guidelines.
  4. At the request of members, process Subordination Agreements.  This would include obtaining the necessary paperwork from the mortgage company, validating the credit union’s security position, preparing the document and collecting all necessary fees from the mortgage company.
  5. Responsible for working with the front line sales team to address any questions, problems or concerns related to Home Equity Loans or Home Equity Line of Credits.

GENERAL STAFF RESULTS

  1. Maintains member and employee confidence and protects operations by keeping information confidential and sharing on a business-related as-needed basis only.
  2. Engages in problem resolution by clarifying the member’s and/or employee’s complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution; and keeping the supervisor informed of problems and solutions.
  3. Complies with UKFCU policies and procedures by enforcing and adhering to internal UKFCU procedures and board-established policies.
  4. Complies with federal, state and local regulations and legal requirements by enforcing and adhering to requirements.
  5. Maintains professional and technical knowledge by maintaining an awareness of competitors’ rates and terms, industry trends and technology; attending staff meetings; identifying opportunities to attend seminars that enhance skills and maintain knowledge of new products that could assist in improving operational effectiveness; reviewing professional publications; establishing personal networks; benchmarking state-of-the-art practices; and participating in professional societies.
  6. Contributes to a team effort by accomplishing corporate and individual goals and other related results as needed.


Requirements

MINIMUM REQUIREMENTS

  • One year of similar or related experience.
  • High school diploma or equivalent.
  • Ten-key calculator, general PC and computer keyboarding experience.
  • Ability to communicate with others one-on-one, fielding questions and responding to complaints.
  • Strong, friendly voice and demeanor, good diction.
  • Ability to add, subtract, multiply and divide all units of measure using whole numbers, fractions and decimals with American currency, and to apply these concepts to practical solutions.
  • Ability to compute rate, ratio and percent with American currency, and to apply these concepts to practical solutions.
  • Ability to define problems, collect data, establish facts and draw conclusions while dealing with a variety of abstract and concrete variables.
  • Ability to write reports, correspondence and procedures.
  • Ability to work independently.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and stand; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; and talk or hear. The employee frequently is required to walk and stand. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

WORK ENVIRONMENT:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee will be required to work indoors in a climate controlled office setting. The noise level in the work environment is usually moderate.

MENTAL DEMANDS:

The mental characteristics necessary to competently perform this job include the occasional need to be persuasive, use good judgment; and, the continuous need to use auditory perception, memory, and reasoning ability.

*The intent of this job description is to provide a representative summary of the types of results that will be required of the positions given this title, and shall not be construed as a declaration of the specific responsibilities of any particular position. Employees may be requested to perform job-related tasks other than those specifically outlined in this description.

Job Information

  • Job ID: 61063813
  • Location:
    Lexington, Kentucky, United States
  • Position Title: HomeEquity Loan Processor
  • Company Name: University of Kentucky Federal Credit Union
  • Industry: Banking / Accounting / Financial
  • Job Function: Accounting/Finance
  • Job Type: Full-Time
  • Job Duration: Indefinite
  • Min Education: H.S. Diploma/Equivalent
  • Min Experience: 1-2 Years

Please refer to the company's website or job descriptions to learn more about them.

View Full Profile

Jobs You May Like
Filters
Job Function
Industry
State